2024-2025

Ryan International School ICSE Bannergatta

INTEREST PREFERENCE TEST

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Excellence in Education & All Round Development

Dr Snehal Pinto is an educator with an experience of over twenty years in various capacities including teaching and leadership. She started out as a primary school teacher, moved up the career ladder to take on various leadership roles within and beyond the group.
Dr Pinto is considered as one of the foremost professionals in the K-12 sector in India. As a result, driven leader, she has made a significant contribution in enhancing the teaching-learning process in order to develop effective student engagement. With experience across various state and national boards which include Central Board of Secondary Education (CBSE), Indian Certificate of Secondary Education (ICSE/ISC) and also of International Baccalaureate (IB) & International General Certificate of Secondary Education (IGCSE), she is responsible for leveraging strengths across all of these for improved school performance. In order to maximize the schools' efficiency, she has been consistent in bringing strong process orientation by leveraging various methodologies including those of IB (International Baccalaureate) and NABET (National Accreditation Board for Education and Training). With a proven ability to develop and strengthen management team, she has been working on improving the quality of school education across the country.

Dr Snehal Pinto

Director



Welcome to the Ryan International Group of Institutions, India’s leading K-12 chain of schools.
We’re a group of schools dedicated to encouraging students to be themselves and explore beyond boundaries. We teach your children to think, explore, and learn with joy.
Our first school in Mumbai was started in 1976, and since then Ryan International Group has grown and branched over a span of 43 years. Our core interests have since then developed but have remained in the sphere of quality education, commitment to excellence and shaping the future.
Ryan International Group has established friendship institutions across the globe with the mission of taking its quality of education international. Altogether, we have 150+ institutions spread across India and abroad.

VISION
Our Vision is to be a premier global educational institution that develops human capital for our dynamic and expanding world.

MISSION
Our Mission is to cultivate the all-round development of knowledge, attitude, skills, social and moral values in every student through excellence in curriculum, pedagogy and teaching practices.

About us Image

We have grown into one of India's leading group of K-12 institutions, providing academic excellence to our students. This is facilitated by dedicated educators who are trained to channelize their energy and resources towards child-centered learning.

We have also reached out internationally, to establish friendship institutions all across the globe.


A H Gagan Interest Profile

Here is the Graphical Representation of your profile based on the interest level




  • REALISTIC
  • INVESTIGATIVE
  • ARTISTIC
  • SOCIAL
  • ENTERPRISING
  • CONVENTIONAL

The above graph indicates your level of interest against each of the listed characteristics which have been explained in the following pages.



Your Profile

We have assessed your responses and here are the results!

Realistic  15%

Realistic people are practical, athletic, mechanically inclined, nature lovers and concrete. They like to "do" things such as playing a sport, work outdoors, tinkering with machines/vehicles, tend or train animals, operate tools and machines or read a blueprint. They are hands-on type of people.

Major features of Realistic people are:

  • Like to work with their hands and focus on things in the physical world & use physical skills.
  • Like to repair and work with tools, machines, or animals; outdoor work is often preferred.
  • Prefer problems that are concrete rather than abstract; want practical solutions that can be acted out.
  • Characteristics include stable, assertive, physical strength, practical.

Suitable Careers:

  • Forester
  • Wildlife Manager
  • Auto Mechanic
  • Drafter
  • Engineer
  • Manufacturing Worker
  • Dental Lab Technician
  • Quality Control Inspector

Sample Academic Majors:

  • Administrative of Justice
  • Physical Education
  • Medical Technology
  • Engineering
  • Agriculture
  • Architecture

Investigative  40%

Investigative people are inquisitive, analytical, logical, curious, introspective, scholarly and observant. They like to think abstractly, do research, perform lab experiments, work independently and be challenged.

Major features of Investigative people are:

  • Tend to focus on ideas. Like to collect and analyze data of all kinds.
  • Curious and tend to be creative and original.
  • Prefer to think through rather than act out problems.
  • Task oriented and motivated by analyzing and researching.
  • Tend to prefer loosely structured situations with minimal rules or regulations.
  • Characteristics include reserved, independent, analytical, logical.

Suitable Careers:

  • Biologist
  • Pharmacist
  • Computer Programmer
  • Chiropractor
  • Mathematician
  • College Professor
  • Dentist
  • Sociologist

Sample Academic Majors:

  • Chemistry
  • Nutrition
  • Communication
  • Computer Science
  • Mathematics
  • Biology
  • Geology

Artistic.  22%

Artistic people are creative, imitative, unconventional, sensitive, emotional and innovative. They like to write, sketch, draw, paint, work on crafts, express themselves creatively and attend theatre and art exhibits.

Major features of Artistic people are:

  • Creative and tend to focus on self-expression through all kinds of mediums: materials, music and words, as well as systems and programs.
  • Able to see possibilities in various settings and are not afraid to experiment with their ideas.
  • Like variety and tend to feel cramped in structured situations.
  • Deal with problems in intuitive, expressive, and independent ways. Tend to be adverse to rules.
  • Characteristics include intuitive, creative, expressive, unconventional.

Suitable Careers:

  • Photographer
  • Musician
  • Interior Decorator
  • Reporter
  • Advertising Executive
  • Web Content Writer
  • Chef
  • Illustrator

Sample Academic Majors:

  • Art/Art History
  • Journalism
  • Communication
  • Music, Theatre, or Dance
  • Philosophy
  • Fashion Design

Social  54%

Social people are friendly, helpful, outgoing, cooperative, patient, empathetic and kind. They like to work in groups, help people with problems, serve others, mediate disputes and plan and supervise activities.

Major features of Social people are:

  • Concerned with people and their welfare.
  • Tend to have well developed communications skills and like to help, encourage, counsel, guide, train, or facilitate others.
  • Enjoy working with groups or individuals, using empathy and an ability to identify and solve problems. Value cooperation and consensus.
  • Deal with problems through feelings. Flexible approach to problems.
  • Characteristics include humanistic, verbal, interpersonal, responsible.

Suitable Careers:

  • Counselor
  • Speech Pathologist
  • Elementary Teacher
  • Social Worker
  • Nurse
  • Minister
  • Recreation Leader

Sample Academic Majors:

  • Education
  • Human Development
  • Nursing
  • Health Science
  • Occupational Therapy
  • Public Health

Entreprising  70%

Enterprising people are self confident, persuasive, adventurous, popular, extroverted, talkative and popular. They like to lead a group, persuade others, be elected to office, have power or status and start their own service or business.

Major features of Entreprising people are:

  • Work with and through people, providing leadership and delegating responsibilities for organizational and/or financial gain.
  • Tend to function with a high degree of energy.
  • Prefer business settings, and often want social events to have a purpose beyond socializing.
  • Attack problems with leadership skills. DecisionMaker.
  • Characteristics include persuasive, confident, demonstrate leadership, interest in power/status.

Suitable Careers:

  • Sales Representative
  • Elected Public Official
  • Buyer
  • Realtor
  • Restaurant Manager
  • Travel Agent
  • Marketing Manager
  • Human Resources Director

Sample Academic Majors:

  • Business Administration
  • Purchasing
  • Finance
  • Computer Info Systems
  • Political Science
  • Law

Conventional  73%

Conventional people are well organized, conscientious, efficient, orderly, practical, systematic, structured and polite. They like to define procedures, work with numbers, type or use shorthand and collect or organize things.

Major features of Conventional people are:

  • Like to pay a lot of attention to detail and organization, and prefer to work with data, particularly in the numerical, statistical, and record keeping realm.
  • Have a high sense of responsibility, follow the rules, and want to know precisely what is expected.
  • Prefer clearly defined, practical problems and to solve problems by applying rules. Oriented to carrying out tasks initiated by others.
  • Characteristics include conscientious, efficient, concern for rules and regulation, orderly.

Suitable Careers:

  • Accountant
  • Inspector
  • Office Manager
  • IRS Agent
  • Banker
  • Financial Analyst
  • Credit Manager
  • Secretary

Sample Academic Majors:

  • Accounting
  • Finance
  • Library Science
  • Paralegal Studies
  • Medical Office Management
  • Transportation Management



Your Top Careers

Here is your list of recommended careers

Educationist

Education & Training

₹ 100,000-1,000,000   /month

Who is Educationist ?

An educationist is a person who specialises in educational theory. Educationists are well-versed in all educational ideas. Theorists of education are promoted and advocated by educationists. Instructor, preceptor, teacher, educator, pedagogue, and schoolteacher are all synonyms for educationist. Plans and coordinates non-health related educational programmes for the general public, professionals, and communities. Curricula are developed, relevant presentations and materials are prepared by educationists, and classes, workshops, seminars, and other training services are organised and delivered and/or facilitated as they go about their work. As needed, provides student counselling and related services. It's possible that you'll do research and write grant submissions or promotional materials.

What does Educationist do?

Job Description, Roles, Duties, Tasks, and Responsibilities:

  • Develop novel, adaptive, and alternative teaching methods
  • Train and educate the teaching staff about the newer teaching methods and be technologically adapt
  • Research about various teaching sources, ways, and methods
  • Communicate with parents or guardians, teachers, and other professionals to discuss progress or solve educational, and other concerns
  • Study about various academic boards and their curriculums
  • Develop a student-friendly, easy-learning, and knowledge-gaining curriculum
  • Create online and technology-inclusive teaching methods such as presentations, models, tools, etc. apart from the blackboard use
  • Advise authorities for educational needs like selection of course and program, class scheduling and registration, study habits, and career planning and development
  • Challenge students with professional-based tasks to provide them with learning opportunities
  • Introduce self-help or informative lectures on educational subjects, career planning and development, and social concerns like bullying, sex education, etc. in the curriculum
  • Conduct career and employment-related events like conferences, job fairs, and career workshops
  • Assess and refer students' to special programs or subjects based on abilities, interests, intelligence, and personality tested using psychometric inventories, records, and interviews
  • Confer with teachers and administrators in the program and curriculum development, assessment, and revision
  • Prepare student reports as needed by administration and other concerned authorities
  • Regularly prepare master schedules based on teacher and other resource availability
  • Participate in meetings, educational conferences, and training workshops
  • Provide guidance to government on educational policy development, curriculum change, etc.
  • Endorse extracurricular activities like book clubs, student organizations, academic and extra-curricular competitions.

An educationist is a professional who develops curricula and teaching methods for various groups of students in schools, colleges, and universities. An educationist knows who to teach; he or she does not actively teach pupils, but rather develops teaching methods that teachers, professors, and others should follow. As an educator, you will collaborate with school boards, colleges, institutes, and universities to develop curriculum for each subject, design teaching methods, and develop online teaching aids such as slideshows, models, and tools. You will need to comprehend the subtleties of teaching as an educator. You must include technology into your teaching approaches as teaching has progressed from a classroom with a chalkboard to more technology-intensive methods.

What are the skills, abilities & aptitude needed to become Educationist ?

Apart from having teaching aptitude, an educator is organized, detail-oriented, disciplined, and composed. They are highly intuitive to understand a student’s problems and have strong problem-solving abilities to help the students.

They are active listeners and have strong interpersonal skills to manage students, administration, and parents. They need to have impeccable verbal and written communication skills.

One also needs to possess creative skills along with critical thinking in order to come up with the newer and better teaching methods.

They must also possess leadership and public-speaking skills. They need to team, time, and project management abilities. They also should have the ability voice opinions and have decision-making and negotiation skills.

What are Job Outlook for Educationist ?

Educationists usually work full-time in any educational institutions such as schools, colleges, universities, research centers, and even in educational ministry. They can also offer to work as administrative or teaching staff. They are the pillars of the society that guide the youth towards knowledge, empowerment, growth, and enlightenment. Educationalists educate the people (students). However, their work does not only curtail the act of educating the students. It also signifies guiding the individuals towards a bigger and better perspective, broader vision, and determination towards moving forward. For this purpose, educationalists tend to study a lot. They are often seen as involved in much extensive research work, or studying and analyzing the concepts in the framework of their knowledge, and finally to come up with a newer understanding of the things and concepts. They are usually very knowable and rely on increasing their knowledge even more.

Training and Development Specialist

Management & business administration

₹ 55,000-65,000   /month

Who is Training and Development Specialist ?

The success of a company is dependent on the combined effort of all its employees. The growth and development of the employees leads to improvement in their performances and ultimately benefits the company itself. In addition, the employees remain grateful to their employers and satisfied with their work. Companies that are concerned about their workers hire training and development specialists. The training and development specialist evaluate the needs of the training required for the employees with respect to the business goals as well as their personal development, and design the customized training program, implement them and finally evaluate the impact of the training on both the employee as well as the company. The most common methods of delivering training are lectures, group discussions, team exercises, hands-on examples etc. In recent times due to technological developments, training could also be delivered with the help of computers, laptops or other devices.

What does Training and Development Specialist do?

  • To evaluate the need of a training program with respect to the organization as well as the employees, their preferences, etc. through conducting surveys, interviews, focus groups.

  • To design a custom training program that meets all the requirements of both parties

  • To determine the curriculum and activities for training, develop materials and tutorial videos required, choose the instructor with required expertise to conduct the training etc.

  • To coordinate with the instructor, employees and organization.

  • To give constant updates regarding the training program to the organization and to create and maintain a record on the details of the training program.

  • To evaluate the impact of the training program through assessing the key improvements in their performance, organizational benefits and personal achievements of the employees.

  • To provide feedback to the instructor.

  • To assist in administrative tasks such as monitoring, cost scheduling classes, etc.

Training and development specialists, often known as training and development specialists, frequently have operational responsibilities. They create, deliver, and arrange training programmes to boost employee productivity and boost corporate productivity. The role's specific structure will vary, but the focus is typically on the design and execution of training programmes, as well as their delivery and facilitation. Creating material for various sorts of training is frequently part of the job of a learning and development expert. Consider participant materials, films, hands-on activities, and interactive eLearning. They provide custom training programmes to meet the demands of employees who want to maintain or improve their job abilities. They write training process manuals, guidelines, and course materials and/or obtain them. They deliver training and development programmes in a variety of media, including group discussions, lectures, simulations, and films.

What are the skills, abilities & aptitude needed to become Training and Development Specialist ?

  • The role of a training and developmental specialist is to assess the needs of the organization and employees in terms of improvements in education and training. In order to identify various requirements common to both the parties and offer feasible solutions, critical thinking skills could be helpful. From the wide array of choices, thanks to our technological and educational developments, the ability to choose the appropriate training program depends on their analytical skills.
  • The whole process requires coordination between the organization, the instructor of the training program and the employees.
  • Good interpersonal skills and communication skills are required to get along with people and take things forward.
  • Leadership skills and ability to motivate others are an added advantage. They must also be able to use several learning delivery techniques, and ability to give presentations and communicate information and details to a wide variety of people.

 

What are Job Outlook for Training and Development Specialist ?

The job profile requires working with people for most of the time, it may also involve a small amount of travel to the training sites. The work is full time and the qualification required is usually bachelors. The major recruiters of training and development specialists are professional, scientific and technical services, healthcare and social assistance, educational services, finance and insurance, administrative and support services etc.


 

Training & Development Manager

Management & business administration

₹ 25,000-40,000   /month

Who is Training & Development Manager ?

Managers of training and development develop, organize, and integrate programs to enhance an organization's employees' knowledge and abilities. They are also in charge of a team of training and development experts. Training can be delivered in person or through a computer, tablet, or other hand-held electronic device and can take the form of a video, self-guided instructional booklet, or online application. Employees may connect informally with experts, mentors, and colleagues throughout training, frequently through social media or other online means. Managers must make sure that the methods, content, software, systems, and equipment used for training are appropriate and meaningful.

What does Training & Development Manager do?

Training and development managers typically do the following:

  • Oversee training and development staff
  • Assess employees' needs for training
  • Align training with the organization's strategic goals
  • Create and manage training budgets
  • Develop and implement training programs that make the best use of available resources
  • Review and select training materials from a variety of vendors
  • Update training programs to ensure that they are relevant
  • Teach training methods and skills to instructors and supervisors
  • Evaluate the effectiveness of training programs and instructors

The training and development manager is in charge of increasing the organization's staff productivity. This job evaluates property-wide development needs in order to drive training programmes, as well as selects and coordinates appropriate training solutions for staff. Their Various duties involve conducting organizational needs analysis and creating training plans to ensure that all employees have the required competencies to excel in their roles. Reviewing and revising course materials to ensure they are in line with operating processes, procedures, and systems.

What are the skills, abilities & aptitude needed to become Training & Development Manager ?

  • Communication Skills: You must have a forthright personality so that you can readily speak with a variety of people. Because event management requires you to interact with a wide range of people, this skill is critical.
  • Organizational Skills: You must be familiar with the procedures for balancing and managing people, scheduling, vendors, and a variety of other aspects of event management.
  • Leadership Quality: This is a critical attribute that must exist inside you in order to be a great event manager. You may lead your team with this quality. This characteristic also elevates you to a greater level.
  • Passion and Enthusiasm: An effective event manager should be active and energetic. Others will be motivated by your excitement and passion for your work.
  • Time Management Skills: Any event's most important parameter is time management, which clients expect. As a result, you must concentrate on time management.

What are Job Outlook for Training & Development Manager ?

Because of the continual demand for workplace training and education, job prospects should be excellent in general. Job security and good working conditions. There is normally a regular stream of fascinating work, and the compensation and working conditions are usually satisfactory.  The demand for Training and Development Managers is forecast to grow by 7% year-on-year until 2024, in line with the average growth of the job market as a whole. As businesses grow and expand, the demand to cut costs grows, which means training and development must be done as efficiently as possible. This makes training and development management a necessity in most organizations, offering a degree of job security.

Special Education Teacher

Education & Training Human Development Psychology

₹ 10,000-25,000   /month

Who is Special Education Teacher ?

Special education teachers need to be highly patient, sensitive, and empathetic individuals with a passion for teaching and commitment to helping those with special needs. They should be well-versed with the assistive technologies used to assist the students in learning. They should have excellent communication skills in order to collaborate with a range of professionals and the students’ parents to provide an integrated plan to address the academic needs of their students. Sharp observational skills and analytical abilities are required in order to identify the students’ needs and monitor their progress. They should be skilled at critical thinking and creative problem solving to ensure that the students’ needs are being met. In order to develop and implement effective lesson plans and teaching methods suited to the student's needs, a special education teacher should be organized, inspiring, and good at time management.

What does Special Education Teacher do?

  • Assess and identify the educational needs of the students formal and informal assessments
  • Outline the students’ academic and behavioural goals and milestones 
  • Prepare lesson plans by modifying the general teaching methods to adapt the academic environment to suit the students’ needs
  • Design and develop individualized learning plans
  • Implement the individualized learning plans and record the students’ progress
  • Evaluate the students’ performance through appropriate assessment methods
  • Prepare progress reports for each student
  • Coordinate with the students’ parents, caregivers, disabilities specialists, counsellors, school social workers
  • Design home activities to supplement classroom teaching

Special Education Teachers work with children and youth who have a variety of disabilities. Most special education teachers instruct students at the elementary, middle, and secondary school level, although some work with infants and toddlers. A small number of special education teachers work with students with more significant cognitive disabilities, primarily teaching life skills and basic communication and literacy in connection with the general education curriculum.

What are the skills, abilities & aptitude needed to become Special Education Teacher ?

Special education teachers need to be highly patient, sensitive, and empathetic individuals with a  passion for teaching and commitment to helping those with special needs. They should be well-versed with the assistive technologies used to assist the students in learning. They should have excellent communication skills in order to collaborate with a range of professionals and the students’ parents to provide an integrated plan to address the academic needs of their students. Sharp observational skills and analytical abilities are required in order to identify the students’ needs and monitor their progress. They should be skilled at critical thinking and creative problem solving to ensure that the students’ needs are being met. In order to develop and implement effective lesson plans and teaching methods suited to the student's needs, a special education teacher should be organized, inspiring, and good at time management.

What are Job Outlook for Special Education Teacher ?

The demand for special education teachers is projected to grow as a result of the rising school enrollments and the need to adapt general education for those with special needs. They generally work in private or public sector educational institutions such as preschools, kindergarten, elementary/ middle schools that enrol children with special needs and special needs schools. Some of these professionals also work in residential facilities and hospitals. Some special education teachers also provide academic instruction in the student’s homes. With ample experience in the field and necessary training, they can choose to work as consultants, counsellors or start their own private practice. They typically work during school hours on weekdays in classroom settings. Those with experience in the field of special education can choose to become instructional coordinators, administrators, school principals.

Portfolio Manager

Finance and Accounts

₹ 15,000-60,000   /month

Who is Portfolio Manager ?

A portfolio manager is in charge of investing the assets of a mutual, exchange-traded, or closed-end fund, executing its investment strategy, and overseeing day-to-day portfolio trading. One of the most crucial elements to consider is the portfolio manager when it comes to funding investment. Portfolio managers choose the goods, sectors, and areas that will make up their company's investment portfolio. These managers are in charge of the portfolio's overall performance. In meetings with stakeholders, they must also explain investment choices and plans.

What does Portfolio Manager do?

  • Size of fund: A portfolio manager may manage assets for a relatively small independent fund or a large asset management institution. A portfolio manager may also manage the capital of a large business such as a bank or an organization with a large endowment, such as a college or university.
  • A manager who manages assets for a large money management institution is commonly referred to as a portfolio manager, while someone who manages smaller fund assets is typically called a fund manager. 
  • Type of investment vehicles: All types of money managers perform virtually the same function: managing assets for their respective investment vehicles, which vary widely. The range of investment vehicles includes retail or mutual funds, institutional funds, hedge fund products, trust, and pension funds, and commodity and high net worth investment pools. Portfolio managers may manage equity or fixed-income investment vehicles and often specialize in one or the other.
  • Investing style: In addition to specializing in equity- or fixed-income investing, portfolio managers tend to specialize when it comes to styles of investing. Investment styles include: hedging techniques, growth or value style of management, small or large-cap specialities, and domestic or international fund investing.

A portfolio manager is a high-level financial analyst who helps a firm or customer make executive choices. Portfolio management is one of an investment banker's roles other than fund management. Portfolio management firms or investment banks often employ these managers; however, they can work for several companies. A portfolio manager's responsibilities include managing a team of financial analysts and developing a financial portfolio for a firm or client. Portfolio managers assist in deciding which sectors, products, and areas to invest in. Portfolio managers must also lead investor meetings and adjust portfolios fast in response to market fluctuations.

What are the skills, abilities & aptitude needed to become Portfolio Manager ?

  • Communication- Portfolio managers spend a lot of time working with complicated data. To be a successful portfolio manager, however, they must communicate your analysis and recommendations to business leaders in a way that makes sense to them.

  • Tenacity-Being, a portfolio manager can be a challenging job. The hours are lengthy, and dealing with investments for firms or people is difficult. It's also challenging to keep up with the news and market swings. To do this job well, they must have a lot of drive and desire to succeed.

  • Analytical Ability-Portfolio managers sit through lots of research every day. They have to do a lot of scenario analysis and plan for various outcomes. To be a successful portfolio manager, they must have a mind built for that analysis. They also must see trajectories and connect how events could impact market activities.

  • Ability to Work Independently-Portfolio managers needs to work autonomously and think for themselves. A portfolio manager who succumbs to herd mentality will only perform at the same level as the rest of the group. The key to investing success recognizes innovative ideas that can provide you with a competitive advantage.

  • Decisive Emotional Control-An emotional decision-maker would be a disaster in this industry. Markets fluctuate constantly, and having solid emotional control will prevent them from panicking and making poor investment decisions in the heat of the moment. Success requires operating on logic rather than emotion and not being too concerned with intra-day changes.

What are Job Outlook for Portfolio Manager ?

A career in a finance company is a perfect option indeed. Job possibilities are being created in a wide variety of companies due to economic expansion and liberalization. Additionally, the aspiring portfolio manager might begin their career as a financial analyst and work their way up to portfolio manager. The employment for this group of workers will increase at an above-average rate of 5% over the 2019-2029 decade. Individuals have increased their investment in financial assets over the last several years for various reasons. As a result, portfolio manager positions are becoming more scarce in India. In India, a portfolio manager works mainly in an office setting. Their job involves researching different kinds of financial securities and analyzing the client's financial ability to invest in them. Therefore, the Work is limited to one's desk. The job is filled with tight schedules, networking events, and product launches.

Investor

Finance and Accounts

₹ 20,000-96,000   /month

Who is Investor ?

Investors commit their resources, expecting future profit returns. There are different modes of investment such as gold, silver, real estate, currency, commodity, derivatives etc. Investing can be active or passive. Active investing looks forward for short term benefits, and it requires constant monitoring for the value fluctuations of the investors stock. Passive investment on the other hand involves allocating resources on long term stocks. The jargon of investments is numerous. There are value investment that involve profit at the moment approach, growth investment, involving stocks that promises a good profit in the future but is currently at loss, primary markets where stocks are issued for sale for the first time, which is often followed by secondary markets where the stocks bought are sold and the cycle continues etc.

What does Investor do?

  • To learn the nature of the deal, potential profits and risks, know the jargon used by the brokers etc. An investor must be knowledgeable on the area of their work. 

  • To understand the degree of risks involved and the probabilities of profit and losses. All investments involve risks, identifying the ones with lower risks and higher profit probabilities is the key 

  • To conduct a thorough background check of the broker and/or security firm, check on previous reviews and grievances of the firm. Before hiring a firm, evaluate their services and charges with respect to others. 

  • To organize discussions and facilitate a common agreement on the expectations from each other 

  • To read and review the documents carefully before accepting them. All the terms and conditions must be reviewed and consult a lawyer for clarifications and better understanding.

  • To remain updated on what is happening around and research on potential investments, the risks involved, the profit attainable, etc.

  • To provide the accurate information regarding the financial status, goals and expectations to the broker or advisor, so that they could provide useful information and reduce the chances of loss.

  • To scrutinize brokers words and not to fall for their words. The investor must be aware of what they want and accordingly other than falling for the false information or too good to be true deals.

  • To keep record of the transactions, agreements and other paper work in the chronological order for future references.

  • To respond quickly to any kind of dispute and document them for an observable record of the happenings, so that a proof would be existing.


 

An investor is a person who invests money in a company or other entity in exchange for a profit. Any investor's principal goal is to minimise risk while maximising return. In contrast, a speculator is someone who is ready to put money into a risky asset in the hopes of making a bigger profit. There are many different types of investors. Some people invest in startups in the hopes of seeing them succeed; these people are known as venture capitalists. There are also others that invest money in a firm in exchange for a share of the company's ownership. Some people invest in the stock market in exchange for dividends.

What are the skills, abilities & aptitude needed to become Investor ?

The investor must have a willingness to be updated and continuously learn about the market, its trends, needs etc. They have to be knowledgeable on the concepts such as income, expenses, asset and liabilities. An investor must possess the ability to distinguish what is true and false. The market may be full of offers that isn’t true or possible. The investor must be able to think logically and not fall for the too good to be true offers. They also must be able to control their emotions. Fear and greed are the emotions that wrecks the market. People who become over confident by success and disappointed with failures aren’t apt for this profile. An investor must have the guts to accept their failure and stand straight for the next attempt, holding on to the lessons learnt from previous attempts. The most beneficial quality of an investor is patience. The knowledge of what they want and wait for the right moment.

Investment is the process of growth and accumulation of wealth. The investor must be able to enjoy the journey of becoming smart earned wealthy. Perseverance is another key to success. The ability to be persistent with the strategies to gain daily, weekly, monthly and yearly goals are important. The investor world flips drastically within seconds. The investor must possess the ability to embrace change and utilize the trend to benefit them.

 

What are Job Outlook for Investor ?

The recent developments around the globe, including the pandemic, have created a lot of confusion and setbacks in the market. It has havocked the global supply chain, management system, market analysis, and even the political relationships between many countries. According to the experts; inequality, globalization, macro policy, and sustainability shape the investment market and would be crucial for outcomes. The naive professionals or beginners often service the particular accounts of the individual investors. They may also eventually service large institutional accounts, such as those of banks and retirement funds. An investor's work is to connect with the various businesses and create a financial deal with them regarding the finances, the operations, and the ultimate expansion of their business. It is a detail-oriented job needing good precision and hard work.

Mutual fund advisor

Finance and Accounts

₹ 18,000-30,000   /month

Who is Mutual fund advisor ?

Mutual fund advisors are highly skilled experts who are familiar with the purpose and complexities of a fund's investment strategy. Their responsibilities include determining which fund is most suitable for the investor's needs. As a result, an advisor should be able to comprehend and meet the demands and investment objectives of his or her clients. Before recommending an investment strategy, the advisor takes into account the client's long- and short-term financial objectives, investment tenure, age, expenses, family status, and present financial responsibilities, among other factors. They should also avoid any conflicts of interest and disclose any money they receive for promoting specific assets to their clients or customers.

What does Mutual fund advisor do?

The various roles and responsibilities of a mutual fund advisor is to firstly create a good guiding and educating process for the investor. The client must be well aware and confident enough about the funds they are going to invest in. For this regard, the mutual fund advisor must work on educating the clients and providing them full support for the same. Other than that, it is also important that the mutual fund advisor also evaluates all the risk-taking capacities that any investment would involve and any strategy would work through. To analyze all the investment based options it is also important that the mutual fund advisor knows about the market and is knowledgeable enough to understand all the aspects involved in it. Some other responsibilities of the mutual fund advisor is to keep and work on all the records of the market information and their client alongside guiding the investors on going ahead with the right type of strategies.

A mutual funds advisor is a professional whose work is to guide or give consultation regarding financial matters to individuals. One of the primary goals of a mutual funds advisor is to assist people in understanding how to invest their money in the appropriate places, which companies and areas are the best for mutual fund investments, which specific types of funds will survive and grow in the market over time, and which risky areas to invest their money are to be avoided. Investing in mutual funds requires the assistance of a financial expert who can guide clients through the process of market-rate value change, interest rate change, and certain years of investment to ensure that they get the best possible return on their money.

What are the skills, abilities & aptitude needed to become Mutual fund advisor ?

  • Understanding of Financial Markets.
  • Knowledge about the types of mutual fund schemes available in the market.
  • Analysis Skills (for analyzing different investment options)
  • Knowledge of regulatory and legislative policy and procedures for the financial sector
  • Proficiency in financial and accounting techniques to create financial projections
  • Knowledge of the variety of available financial products and services

What are Job Outlook for Mutual fund advisor ?

  • The growth rate for mutual fund advisors throughout this decade is much higher than the outlook for the average job.
  • The advantages of becoming an advisor include the possibility of making a limitless amount of money, the flexibility to work from home, and the ability to customise one's practice.
  • From 2016 to 2024, the field of financial advisors is expected to grow at a rate of 15 percent, which is much faster than the average job outlook (7 percent).

Venture captalist

Finance and Accounts

₹ 0-0   /month

Who is Venture captalist ?

Venture capital (VC) is a sort of private equity and a form of funding given by investors to startups and small businesses with long-term development potential. A venture capitalist makes money by investing in extremely risky projects. A large number of venture capitalists are investing in software and networking companies. In the traditional approach, the venture investor is engaged in the startup's management and mentorship. A venture capitalist can work for himself, but they are more likely to work for a venture capital business that pools money from members. Venture capitalists take enormous risks by investing in innovative firms, technology, and sectors in the hopes of generating exponential returns. IT, biopharmaceuticals, and clean technology are some of the most common sectors in which venture capitalists invest.

What does Venture captalist do?

  • Sourcing – Finding new startups to invest in and making the initial outreach.
  • Deal Execution – Conducting due diligence on potential startup investments, analyzing their markets and financial projections, and negotiating deal terms.
  • Portfolio Company Support – Helping portfolio companies with everything from recruiting to sales & marketing to engineering to fundraising and administrative and financial issues.
  • Networking and Brand-Building – Attending events and conferences, publishing content online, and speaking with others in the industry, such as lawyers and bankers who work with startups.
  • Fundraising and LP Relations – Helping the firm raise new funds, reporting to existing Limited Partners (LPs), and finding new investors for future funds.
  • Internal Operations and Other Tasks – These include administrative tasks, such as hiring for jobs in investor relations, accounting/legal, and IT, and improving internal reporting and deal tracking.

A venture capitalist (VC) is a private equity investor who invests in high-growth firms in return for a share of the company's ownership. Sponsoring new projects or assisting small businesses that want to expand but don't have access to the stock market are examples of this. Early-stage venture capital companies undertake a lot more sourcing and very little due diligence and modelling.

What are the skills, abilities & aptitude needed to become Venture captalist ?

  • Temperament — calm and experienced, good perspective

  • Independent thinker — questions and pushes back

  • Proactive — involved by initiating regular interaction with CEO

  • Committed — willing to put in the time

  • Networked — offers help and support by leveraging their personal network

  • Strategic — focuses on strategy, not tactics

  • Thoughtful & Observant — first to spot issues or notice what is missing

  • Informed — insists on good practices and knows the rules of the road

  • Supportive — provides mentorship, skill development, and the opportunity to lead.

What are Job Outlook for Venture captalist ?

Venture Capitalists should experience a 5% rate of job growth from 2019 to 2029. According to a report, in 2020 the average annual salary for venture capital analysts was 5,50,000. About 21,000 openings for Venture Capitalists are projected each year, on average, over the decade. Within the year, Covid-19 had a significant role in substantially speeding digital trends across sectors, as seen by venture capital (VC) money flows and the rise of new digitally established business models in a variety of industries.

Venture Capital Analyst

Finance and Accounts

₹ 80,000-100,000   /month

Who is Venture Capital Analyst ?

The venture capital firms look up for the start-ups, mainly those who doesn’t have the capability to fund raise, and support them by investing in it. The role of the venture capital analyst is to evaluate and assess them, their probabilities to success and invest in them. In short they determine, in which company they money should be invest in. They are also involved in assistance for support and administrative tasks. The job profile is glamorous due to the possibility to meet new people and famous people, and travel opportunities. Depending on the funding provided the intensity of the research increases due to the risk and money involved. The high risk investments with potential success are selected for high returns.

What does Venture Capital Analyst do?

  • Support capital venture associates, senior associate or principal

  • Conduct detailed research on existing trends and prominent people in the market looking out for new opportunities 

  • Conduct due diligence on prospective new investments

  • Organise and conduct meetings with employees of the target companies and assess the opportunities 

  • Summarising the notes and minutes for the documentation purpose.

  • Collect information regarding the target company, its strengths and weaknesses, turn over, assets, liabilities etc.

  • Access information about the potential competitors for the target company

  • Reach out to the experts in the industry and business consultants about the company review, their technological assets including IPs

  • Read up on the customer reviews and references about the target company

  • Depending on the firms they work in and their requirement venture capital analyst may have to assist in fund raising, social media networking and other research purposes crucial for the firm

 

The venture capital analyst's job is to figure out which firms are worth investing in. Because venture capital analysts deal with huge quantities of money and potentially dangerous deals, they must conduct extensive research. Financial reports, corporate records, and other related data are among their responsibilities. Other roles include analyzing financial and company data, and communicating the insights to the investment team and·perform company and market research.

What are the skills, abilities & aptitude needed to become Venture Capital Analyst ?

  • The job profile involves meeting and involving in conversations with new people on a day to day basis. They have to convey the research outcomes to the firm as well as present the investment recommendations to the client in clear and easy to understand pattern. This would require high communication and documentation skills.
  • The candidate must have the potential to conduct an unbiased research and collect factual data regarding the company, its owners, customers, profits and potential success hidden in them.
  • High analytical skills would enable the analyst to read in between the data sheets and foresee the future of company and the possibility to crack an investment deal with them. After the intense research, evaluation and analysis they have to arrive at a decision to whether or not to invest in this company.
  • Decisiveness is a key skill for this job profile.
  • Time and organizational skills are required to meet the deadline and all the investment tasks are completed.
  • The venture capital analyst must be flexible in their work. It might often require them to assist the companies in establishing them at the social media and outside world as well as for the fund management

What are Job Outlook for Venture Capital Analyst ?

The growth of the venture capital job industry is projected to be 6% through 2028. Venture capital firms are the main recruiters for VC Analyst. Undergrad students get the entry level jobs and gets well paid, they also get additional yearly bonus. Depending on the experience and qualifications you could move form an analyst to Pre-MBA Associate, Senior Associate, Principal, Partner, Senior Partner etc.  Andeessen Horowitz, Khosla Ventures, SV Angels, Accel Pertners, New Enterprise Associates, Sequoia Capital are some of the best companies that hire VC analysts.

Investment Analyst

Finance and Accounts

₹ 20,000-100,000   /month

Who is Investment Analyst ?

An investment analyst is a financial professional with proficiency in monitoring financial and investment information, typically for the purpose of making buy, sell and hold approvals for securities. They also work for, fund managers at mutual fund brokers and financial advisory firms and detect investment opportunities for their firm. It is very important for a company to look for new investment opportunities. That’s where an Investment Analyst in the picture, who will be doing research to check the financial performance of the target companies. 

What does Investment Analyst do?

  1. ·         Investment analysts help in conducting research and provide reports on stocks and bonds.
  2. ·         Junior analysts/Investment Analyst Entry Level, often starts out collecting data and updating spreadsheets whereas senior analysts focus on specific securities.
  3. ·         Teamwork is a key part of the job as an Analyst, would be giving demonstrations and sharing information amongst peers.
  4. ·         An investment analyst has to frequently collect and interpret data, such as financial statements, price growths, currency changes, and yield fluctuations. 
  5. ·         Investment Analysts also need to keep up to date with political and economic developments that affect the financial markets.

An Investment Analyst continuously collects and interprets data, such as company financial statements, price developments, currency adjustments, and yield fluctuations. The information-gathering also includes macro developments, such as following a country's political sea changes, climate change and the impact of natural disasters, and emerging industries and service sectors.

What are the skills, abilities & aptitude needed to become Investment Analyst ?

In today’s dynamic workplace, Investment professionals must possess everything from strong Analytical Skills and Interpersonal skills to a sharp understanding of company-standard software.

  • Skillsets pertaining to Investments Analysts like an extensive knowledge of financial markets/instruments/regulations, economic theories, and relationships, valuation tools are highly expected out of an Analysts
  • Apart from this, an analyst must possess very strong organizational and time management skills in order to manage the teams
  • An Analyst must be flexible and adaptive enough to a dynamic environment.
  • Lastly, an Investment Analyst is someone who has excellent communication skills and the ability to work with other team members toward a common goal.

What are Job Outlook for Investment Analyst ?

Investment Analyst is a popular career for finance and business graduates. To grow in this career, candidates need a keen interest in financial markets and asset classes and an understanding of how investing money works. Usually, a day in the life of an analyst is filled with a lot of challenges, but it also offers a monetary and knowledgeable prize. This job role does have a bit tight schedule, but in between lie many interesting challenges and opportunities. If you are highly analytical and have a love of the financial markets and the ever-changing world of current affairs, a career as an Investment Analyst an absolute line for you.

Investment Banker

Finance and Accounts

₹ 15,000-50,000   /month

Who is Investment Banker ?

Investment banking is a special division of financial institutes and banks, which aids the state and central government and other corporations, commercial and non-commercial banks for numerous transactions. It is fundamentally a financial advisory industry, which guides the investors to invest in various bodies. It also focuses on managing and increasing the financial assets of clients. Investment bankers advise their clients on investments and help facilitate those investments. This means that investment bankers essentially act as advisors and brokers, assessing the needs of their clients and then finding the right solutions to meet those needs. Once the client has decided how they would like to proceed, it’s up to the bankers to negotiate deals and mergers, ensuring that they are keeping their client’s best interests in mind.

What does Investment Banker do?

Investment bankers basically act as advisors and brokers, evaluating the needs of their clients and then helping their clients identify and capitalize on great opportunities to meet those needs. Once the client has decided how they would like to progress, it’s up to the bankers to negotiate deals and mergers, warranting client’s best interests in mind. Investment bankers help enterprises invest their assets in order to increase the value of their portfolios.

  • Work and communicate with client companies, specific product groups or industry groups
  • Act as an advisor to manage client’s transactions and work in capital structure, valuation and risk management
  • Structure deals and negotiate constructive terms
  • Work in associating loans
  • Interface with corporate finance groups, Capital markets professionals etc.
  • Keep track of market conditions (debtor equity  capital markets)
  • Network with other professionals functioning in financial strategy, derivatives, currency trading, convertibles, and equity derivatives
  • Work in mergers, acquisitions to set up deals, equity and fixed income research
  • Take on equities, bonds, currencies, options or futures transactions for large institutional investors
  • Facilitating the development of vehicle financing to channel cash flows to investors
  • Deliver information about particular securities to institutional investors
  • Maintain interface with portfolio managers, firm’s analysts, and traders
  • Develop financial models to value debt and equity for mergers, acquisitions, and capital raising transactions
  • Conduct various valuation methods: comparable companies, precedents, and DCF
  • Provide recommendations for product offerings, private equity transactions, mergers and acquisitions, and valuations.
  • Prepare and review financing materials such as investment memoranda, management presentations and pitchbooks, for clients
  • Grow relationships with new and existing clients
  • Execute due diligence, research, analysis, and documentation of live transactions
  • Create presentations for client portfolios
  • Raise capital through issuing debt or equity securities
  • Valuation of transactions and financial activities, such as the performance of bonds and stocks
  • Guide organizations in raising public or private funds over equity or debt offerings
  • Perform business valuation analyses by using transaction comps, discounted cash flow, and leveraged buyout methods
  • Research on company and industry for prospective clients and new business
  • Participate in and manage all stages of a transaction, from the opening pitch to the closing investment contract.

Investment Bankers help their clients raise money in capital markets by issuing debt or selling equity in the companies. Other job duties include assisting clients with mergers and acquisitions (M&As) and advising them on unique investment opportunities such as derivatives. Portfolio managers and fund managers are two roles that investment bankers can play. These professionals operate primarily in offices, but they may travel to a client's location to perform meetings and presentations. Managers of investment funds assist their clients in determining the optimal investment strategy. Their goal is to help their clients make as much money as possible from their investments. Clients will meet with them to discuss their requirements and set investing objectives. Their responsibilities may also include analysing firms and investment choices in order to determine which ones are most likely to be safe investments. They may be responsible for overseeing investment acquisitions or trades as part of their responsibilities. They also keep a close eye on their clients' investments to ensure that they are performing as expected.

What are the skills, abilities & aptitude needed to become Investment Banker ?

  • To begin with, financial literacy, confidence with numbers, impeccable research, quantitative and analytical skills is a prerequisite to be successful in this career. One should also have proficiency in Microsoft Office, especially Microsoft Excel and VBA. Thus, strong, professional communication and presentation skills will also benefit.
  • A person taking up a career in this field must have high resilience and the ability to face the consequences when things get difficult. The career is suited to confident individuals with endless enthusiasm, high achievers who are ambitious and competitive with a supreme work ethic and the ability to handle immense pressure. Investment bankers must be able to manage both time and projects well, which requires commitment, dedication, and high energy.
  • Along with excellent team leadership and teamwork skills, one needs to have the ability to work in a fast-paced environment, having long work hours with minimal supervision. To succeed in this profession, individual need to have eyes for detail and ability to organize and track overlapping tasks.
  • The strong people, negotiation and persuasion skills will aid in the job of an investment banker. The knowledge of deal structuring and closing principals will be helpful. Investment bankers will also need good judgement and decision making skills to make informed choices.

What are Job Outlook for Investment Banker ?

The future growth prospects in a career in investment banking are quick. The usual job domain includes corporate finance, mergers and acquisition, capital markets, and sales and trading. It usually begins as an Analyst, a desk job, involving research on the organization for which the capital has to be raised, creating earning models, and returns ratios and comparisons with industry peers. With experience, the role changes to Senior Analysts/Associates and Portfolio Managers who pitch, with presentations and discussions with clients and investors. Mergers and Acquisitions, Private Equity, Debt syndication etc. are the specializations where one can gain expertise and skills and jump to senior leadership roles. However, the job is very stressful with long hours.

Investment Adviser

Finance and Accounts

₹ 30,000-100,000   /month

Who is Investment Adviser ?

Investment Adviser, discover a client's personal, financial, and risk tolerance profiles to identify investments and strategies suitable to the unique needs of a client. Using an understanding of the capital markets and product knowledge, the Investment Advisor has an ability to connect the client profile to the development and implementation of a customized investment policy statement to accomplish the client's goals.

What does Investment Adviser do?

  •  As Investment Adviser, you will use a number of different investment styles and strategies, such as growth or value.
  • Some investment advisers specialize in investments in stocks / equities or in bonds / fixed income, while others manage portfolios that consist of investments in stocks, bonds, and cash.
  • Some advisers shape investment portfolios for each client.
  • Other advisers stick to one or more centrally managed portfolio that reflect a specific investment strategy, style, or model.
  • Clients sometimes retain several advisers with different investment strategies and styles to diversify their portfolios.

An investment Adviser is any person that makes investment recommendations or conducts securities analysis in return for a fee, whether through direct management of clients' assets or by way of written publications. An investment adviser gives advice to clients about investing in securities such as stocks, bonds, mutual funds, or exchange-traded funds.

What are the skills, abilities & aptitude needed to become Investment Adviser ?

To be a Investment adviser, you should know the basic steps in the advisory process, which includes making and implementing financial plan. Understand how to evaluate different financial products, their suitability and how the recommendation of the same can impact investment risks, returns and strategies in a personal finance environment for investors and prospective investors in the market. Knowledge of income tax, wealth tax and legalities of estate planning in personal finance, and regulatory aspects underlying advisory are also important.

What are Job Outlook for Investment Adviser ?

A career in share market is a very good option indeed. The job opportunities are opened in various organizations because of the Economic growth and liberalization. A Investment Adviser can be employed by various agencies and firms in India as well as in abroad. Investment advisor simplifies the stock market terms & trading practices to the clients. They offer financial counseling and devising financial portfolios.

Investment Administrator

Finance and Accounts

₹ 33,000-66,000   /month

Who is Investment Administrator ?

An Investment administrator is a qualified personnel who offers services and manages a fund: a group of people (shareholders) pools their savings to invest in financial assets, typically securities or shares. An Investment administrator does all the ‘back office’ financial paperwork processing, ensuring that clients have up-to-date information on their fund’s investment performance and also that the funds comply with all necessary legal requirements.

What does Investment Administrator do?

  • An Investment Administrator processes telephone, fax and emailed subscriptions, redemptions and transfers.
  • Resolving dealing-related enquiries by email and by telephone, supplying information relating to funds’ portfolios, dealing procedures, markets and prices.
  • Liaising with local offices, clients and shareholders.
  • Processes paperwork for trade related activity.
  • Maintaining share holder register and investors files
  • Processing dividend payments
  • Preparing and distributing of shareholder statements and investment manager reports.
  • Distributing interim and end-of-year financial reports to shareholders
  • Ensuring compliance with anti-money laundering procedures
  • Reporting of fund transactions to fund accountants
  • Reconciling daily cash accounts.

Investment Administrators are responsible for servicing and managing a fund. A group of people (shareholders) pool their savings to invest in financial assets, typically securities or shares. The fund administrator does all the ‘back office’ financial paperwork processing, ensuring that clients have up-to date information on their fund’s investment performance and also that the funds comply with all necessary legal
requirements.

What are the skills, abilities & aptitude needed to become Investment Administrator ?

  • An Investment Administrator should be confident, determined and self-motivated.
  • They should have a strong time management skills. An individual who wishes to pursue this career choice should be good in numerical, analytical, problem solving and IT skills.
  • One must have the ability to work effectively under pressure. 

What are Job Outlook for Investment Administrator ?

An Investment Administrator is a profession where one can work in various sectors of the economy, managing the finances of an individual or a company, managing financial documents and helping out with money management. As global markets, increase levels of investment and baby boomers move into their retirement years, demand for investment administrator expertise is expected to grow. 

Credit Counselor

Finance and Accounts

₹ 17,000-30,000   /month

Who is Credit Counselor ?

A client contacts a credit counselor where they share information about their income, expenses and debts. A credit counselor examines a client’s financial situation and helps to come up with a plan to reduce the debts and build assets. To help their clients, credit counselors must first gain an understanding of the client’s overall financial situation. This includes determining their level of monthly income, the value of their assets, the amount of their debt, who the creditors are, what interest rates are applied to their debts, and so on. Credit counselors also typically communicate and negotiate with creditors (and other relevant parties, such as banks) on their client’s behalf. 

What does Credit Counselor do?

  • A credit counselor provides financial counseling to individuals in debt. Discussing with client about available monthly income after living expenses to meet credit obligations.
  • Calculate the amount of funds available to plan a method of payoff and estimate time for debt liquidation.
  • Contact creditors to explain clients financial situation  and to arrange for payment adjustment so that payments are feasible for client and agreeable to creditors.
  • Establishes payment priorities to reduce client’s overall costs by liquidating, high interest, short-term loans or contracts first.
  • Opens account to creditors as agent for client.
  • Keeps records of account activity.
  • Be budget consultant to an individual or family on financial problem such as excessive spending and borrowing of funds.

Credit Counselor advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explaining loan requirements or restrictions. They
help develop debt management plans, advise on credit issues, or provide budget, mortgage, and bankruptcy counseling.  They Assess clients overall financial situation by reviewing income, assets, debts, expenses, credit reports, or other financial information. They also assess financial status of clients and Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.

What are the skills, abilities & aptitude needed to become Credit Counselor ?

  • A Credit Counselor should have a good communication skill in order to negotiate effectively with clients and creditors.
  • They should have good knowledge about computers and accounting software, finally should be good in mathematics
  • Able to listen to people’s problems without judging them
  • Enjoy gathering information and working with numbers
  • Respect for private information; able to maintain client confidentialities
  • Knowledge of debt reduction methods, such as repayment plans and bankruptcy
  • Knowledge of collection practices and policies

What are Job Outlook for Credit Counselor ?

A position as a credit counselor may require evening and weekend shifts. Some counselors become credit managers and supervise other workers. Others become directors of consumer credit counseling agencies. The employment outlook for consumer credit counselors is very good through the year 2014. More people are using credit to buy the goods and services that they want or need. They often need help and advice with credit problems. Businesses are making greater use of electronic data processing machines to help them make credit decisions. However, the machines cannot take over the personal contact of counseling.

 

Tax or Revenue Officer

Finance and Accounts

₹ 35,000-80,000   /month

Who is Tax or Revenue Officer ?

In India, Revenue Officer is also known as Indian Revenue Service (IRS) Officer or casually known as, Collector, is the one of the most respected officer of Civil Services, is the tax administrator of India, especially dealing with overdue accounts. They work in the Department of Revenue under the Ministry of Finance either under the Central Board of Direct Taxes (CBDT) or the Central Board of Excise and Customs (CBEC).

Revenue officers are involved with the collection, administration, and policy formation of direct and indirect taxes.

What does Tax or Revenue Officer do?

The process of collecting an overdue payment usually begins with the revenue agent or tax examiner who sends a report to the taxpayer. If the taxpayer makes no effort to pay, the case is assigned to a collector, who sends another notice to the taxpayer. When delinquent taxpayers claim that they cannot pay their taxes, collectors investigate and verify these claims by researching information on taxpayers mortgages or financial statements and locate taxpayer-owned items of value through third parties, such as neighbours or local departments of motor vehicles. Ultimately, collectors must decide whether to seize on taxpayers funds and assets such as a bank account, real estate, or an automobile to settle a debt or to garnish taxpayer’s wages that is, take a portion of earned wages to collect taxes owed.

·       Review filed tax returns to determine if the claimed credits and deductions are legally allowed.

·       Contact taxpayers to address issues and request supporting documentation

·       Conduct field audits and income tax returns investigations to authenticate information or to update liabilities on tax

·       Evaluate financial information, using accounting procedures and tax laws and regulations

·       Keep records of each dealt case, including addresses, phone numbers, and actions taken

·       Notify taxpayers of any overpaid or underpaid transactions

·       Inspect and collect delinquent taxpayer accounts

·       Send notices to taxpayers regarding collection of delinquent funds

·       Work with taxpayers to develop a payment plan

·       Inspect particular tax returns to determine the nature and extent of audits to be performed

·       Can serve as member of regional appeals board to re-examine unresolved issues relating to relevant laws and regulations

·       Examine companies' accounting processes, and internal controls

·       Provide guidance on reporting and assessment methods for taxable products

·       Prepare briefs and assist in searching and seizing records, and in preparing charges for court cases.

A Revenue Officer is a member of India's Civil Services department. You will be in charge of collecting taxes and duties (revenue) on behalf of the government in this position. They investigate and collect dues from failing taxpayer accounts. Several people and businesses fail to pay their taxes on time or have questionable financial records. You must conduct an investigation on behalf of the government, identifying any anomalies and ensuring that defaulters are prosecuted. Defaulters are sent notices. If you discover an error in a taxpayer's Income Tax (IT) records, you must tell both the taxpayer and the government. They decide what kind of audits (inspections) will be carried out. Tax returns may or may not have been defaulted on by the taxpayer. Unknown sources of income, declaring less income, property surpassing the amount claimed by the taxpayer, and more are examples of defaults. You'll decide the scope and nature of audits based on your initial findings (inspection).

What are the skills, abilities & aptitude needed to become Tax or Revenue Officer ?

A career in taxation demands an individual to be comfortable with numbers and is out-of-the-box thinkers. One could take up this job if they have commercial awareness, willingness to learn about taxation sector, tax law, and current market scenario. Revenue officers must be comfortable using a variety of computer programs.

Besides accountancy skills, other skills required are problem solving, negotiation, decision-making, commercial, organizational, and analytical. They also need to be efficient in time management such as meeting deadlines, prioritize tasks, and take personal responsibility for a professional workload.

Collectors must be comfortable, firm and composed, while dealing with individuals, including talking to them during confrontational situations. They must also be skilled at interviewing people to get to the bottom of a taxpayers issues, maintain diplomacy and assertiveness in case of aggression and hostility.

The field also demands self-discipline, patience, punctuality, commitment, self-confidence and a desire to climb up the ladder. They must accept the responsibility attached to the limitless power. To handle things effectively a lot of hard work, stamina, alertness of mind, adaptability, and good team spirit is required. A proactive approach in planning and management is also expected.

One needs to pay great attention to details, as well as the ability to understand and explain complex regulations in a way non-specialist can understand. If you think you will enjoy going in and out of courts, handling complex tax issues, or preparing innovative tax structures, this is a career for you.

What are Job Outlook for Tax or Revenue Officer ?

IRS comprises two branches: IRS (Income Tax) IRS (Customs and Central Excise). It offers a chance to work independently, but as part of a team, has a full-time work schedule, good pay, and room for career advancement.

Usually the officers start with the post of Assistant Commissioner to IRS officers which rise up to Chief Commissioner. However, some fortunate individuals reach the post of Member/Chairperson - CBDT / CBEC which is the top of the ladder.

The work would take place in a government office, private office, working in the field, visiting the work or home of customers, in order to conduct audits. The work may be stressful at times.

In addition to the salary revenue officers receive various types of allowances such as Dearness Allowance, City compensatory Allowance, Leave Travel Allowance, Medical and subsidized housing.

Tax Preparer

Finance and Accounts

₹ 20,000-50,000   /month

Who is Tax Preparer ?

In India, a tax consultant is a professional who gives advice relating to direct tax (eg. income tax, wealth tax, property tax) and indirect tax (eg. GST, customs duty tax). Tax consultants, often also referred to as tax advisors or tax preparers or tax accountants, are professionals, having financial proficiency and training in tax law, tax compliance, and tax planning of a country. Both individuals and organizations hire a tax consultant to help them optimally complete their tax returns every financial year. Tax advisors use their knowledge of the tax code to assist their customers in making informed financial decisions about tax matters.

What does Tax Preparer do?

A Tax consultant in India is trained and educated about Indian tax laws and regulations. They attempt to minimize their client’s tax liabilities and maximize tax deductions and/or credits by advising their clients about tax laws and penalties.

They extract and analyse information from the client’s financial documents such as, wage, employment and mortgage, investment statements, etc. for the submission of prepared documents to the Internal Revenue Service and coordinate with tax authorities.

Along with tax filing, the job of a tax consultant is also extended in services such as:

  • Income-tax and income-tax return filing
  • Planning with clients to reduce tax liability
  • Filing e-returns
  • Conducting research on tax laws and compliance issues
  • Captivating gains of current economy enhancing tax laws
  • Deferring taxes to future years
  • Completing and submitting tax forms like Form 16, Form 12 B, etc.
  • Help clients make legitimate investment plans such as life insurance, term insurance, health insurance, pension plans, child plans, estate planning, and other tax-saving schemes by the government
  • Handling profit and losses on capital assets to counterbalance each other
  • To measure the tax and co-ordinate with the tax authorities
  • Oversee state and central audits
  • Help clients or companies to be aware of the state-run, local as well as global tax structures
  • Meeting clients and discussing their financial situation
  • Gathering information and data to calculate the amount of tax due
  • Auditing clients’ tax records
  • Explaining tax laws to clients and finding ways to reduce their tax liabilities
  • Producing reports or presentations for clients
  • Negotiating with HM Revenue and Custom on your client’s behalf
  • Keeping up to date with changes in tax laws and regulations
  • In some jobs, you may also provide other accountancy services for clients.

Individuals and small businesses hire tax preparers to prepare their tax returns. Clients are interviewed to learn more about their taxable income, deductible costs, and allowances. To keep customers' taxes to a minimum, use all appropriate adjustments, deductions, and credits. They assist in preparing simple to complex tax returns for individuals or small businesses and use all appropriate adjustments, deductions, and credits to keep clients' taxes to a minimum.

What are the skills, abilities & aptitude needed to become Tax Preparer ?

  • A career in taxation demands an individual to be a good communicator, be comfortable with numbers, be out-of-the-box thinkers and be creative.
  • Besides accountancy skills, it requires excellent problem-solving skills, negotiation skills, commercial skills and analytical ability. 
  • They also need to be efficient in time management such as meeting deadlines, prioritizing tasks, and taking personal responsibility for a professional workload. One could take up this job if they have commercial awareness, willingness to learn about the taxation sector and current market scenario.
  • One needs to pay great attention to details, as well as the ability to understand and explain complex regulations in a way non-specialists can understand. 

What are Job Outlook for Tax Preparer ?

Tax consultants can search for career opportunities in industries, companies, business establishments and so on. Most of the Tax Consultants carry out the private practice, as it is more profitable. Professionals in tax find stable and well-paying jobs in accounts departments of corporate houses or CA firms. After gaining adequate experience, candidates can work as-

·       Tax Senior

·       Tax Manager

·       International Assignment Specialist (TAX)

·       Tax Associate

GST Practitioner

Finance and Accounts

₹ 25,000-45,000   /month

Who is GST Practitioner ?

A GST Practitioner is a professional who deals with the taxes regarding preparing and handling the returns for a particular client or a company, and also in terms of performing various other activities based on all the information provided to him/her by the taxable person. To run these legal and financial proceedings well, a GST Practitioner is supposed to be enrolled with the Centre or the State Authorities. Additionally, a GST practitioner also can be appointed as an authorized representative who can also act on the behalf of the taxpayers at times and also represent the taxpayers in front of the tax authorities.

What does GST Practitioner do?

  • Arranging and filling out tax forms.
  • Communicating with customers and authorities.
  • Advice on legal issues.
  • Advice for founders in terms of company creation.
  • Accounting services.
  • Furnish details of outward and inward supplies.
  • Furnish monthly, quarterly, annual or final return.
  • Deposit any credit into the electronic cash ledger.
  • File a claim for refund.
  • File application for cancellation or amendment of registration.

 A GST practitioner is a government-appointed person to handle all the tax-related activities on behalf of the taxpayer and business firms, He/she assist and facilitate compliance under the GST system. The person appointed is liable for fresh registration under GST and applying for any amendment and cancellation of registration.

What are the skills, abilities & aptitude needed to become GST Practitioner ?

A GST practitioner is a person who has been authorised by the federal or state government to carry out specific tasks on behalf of a taxpayer. GST practitioners are expected to prepare statements once approved; they must attach the digital signature of the taxable person on the same after the statements have been validated and verified – the taxable person receives a confirmation text message/email which he must affirm. A GST practitioner can only begin the process of submitting returns if the taxed person has given the GST practitioner permission to do so. A skilled GST practitioner has a thorough understanding of the tax. they should have an understanding of the intrastate and inter-state character of the firm so no overriding taxes are levied. Non-specialists may seek the assistance of a GST practitioner to understand the complicated GST charges. Because it is your job to communicate successfully, clear written and verbal communication is required. It's a high-stakes position that necessitates a mix of subjective knowledge and soft skills like numerical efficiency, management, problem-solving, and meticulous attention to detail.

What are Job Outlook for GST Practitioner ?

GST Practitioners will be an exciting career for commerce graduates and finance professionals to start-off their career in the field of GST.As per the chairman of CII, GST would lead to a rise in the country’s GDP by 2% to 2.5%, more GDP means an increase in business and it leads to an increase in demand for GST Professionals. As per the latest study, the GST Professionals are getting a huge salary hike ahead of GST rollout.

Holland's Theory

Wondering how we evaluated your profile? We used Holland's Theory

John Lewis Holland was an American psychologist and Professor Emeritus of Sociology at Johns Hopkins University. He was the creator of the career development model, Holland Occupational Themes, otherwise known as The Holland Codes.

The 1959 article in particular "A Theory of Vocational Choice," published in the Journal of Counseling Psychology is considered the first major introduction of Holland's theory of vocational personalities and work environments.


Holland originally labeled his six types as- motoric, intellectual, esthetic, supportive, persuasive, and conforming. He later developed and changed them to



Definition of Holland Raise Code

Realistic (The Creators)

Practical, Atheletic, Mechanically,Inclined, Nature Lover and Concrete

Investigative (The Thinkers)

Inquisitive, Analytical, Logical, Curious, Introspective, Scholarly & Observant

Artistic (The Creator)

Creative, Imitative , Unconventional, Sensitive, Emotional and Innovative

Social (The Do-ers)

Friendly, Helpful, Outgoing, Cooperative, Patience , Empathetic & Kind

Enterprising (The Persuaders)

Self Confident, Persuasive, Adventurous, , Popular, Extroverted, Talkative and Popular

Conventional (The organizers)

Well Organized, Consciebtious, Effcient, Orderly, Practical, Systematic, Structured & Polite


According to the Committee on Scientific Awards, Holland's research shows that personalities seek out and flourish in career environments they fit and that jobs and career environments are classifiable by the personalities that flourish in them.

Holland also wrote of his theory that the choice of a vocation is an expression of personality. Furthermore, while Holland suggests that people can be categorized as one of six types, he also argues that "a six category scheme built on the assumption that there are only six kinds of people in the world is unacceptable on the strength of common sense alone. But a six category scheme that allows a simple ordering of a person's resemblance to each of the six models provides the possibility of 720 different personality patterns."

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